Health Terms

Certificates of Coverage
    AKA Certificate of Insurance. Serves as proof of insurance. Outlines benefits. Outlines provisions.

Claim
    Written request by an insured party for their insurance company to pay for an incurred loss.

Compensable Injury
    Injury that qualifies for benefits under Workmans Comp.

Copayment
    Partial payment of medical costs that individual participants may be required to make based on their health insurance policy.

Covered Expenses
    Medically-related expenses. Such as surgery, medicines, hospitalization, ambulance service, and X-rays.

Disability Insurance
    AKA Disability Income Insurance. Provides income benefits to the insured if they become ill or can no longer work.

Dismemberment Insurance
    Provides payment when the insured loses a limb or the sight in their eyes.

Group Insurance
    Covers a group of people who are affiliated in some way.

Long-Term Care Insurance
    Pays benefits if the insured needs long-term medical care in a location other than a traditional hospital.

Self-Insurance
    Protects against loss by assigning a sum of your own money instead of using a conventional insurance policy.

Vision Care Insurance
    Providing for expenses relating to regular eye care.

Informaton Provided By Insurance Information Institute
http://www.iii.org